2nd Charge Mortgage Underwriter - Senior

Location: Watford

Role Responsibilities: The overall responsibility of the role is to take ownership of allocated cases from inception to completion.

• Enter and update borrower data in fusion lending platform.
• Ensure all aspects of the loans are recorded accurately on fusion and meet underwriting guidelines.
• Carry out an assessment of the mortgage application to ensure all aspects of our underwriting criteria are met.
• Provide concise and accurate updates to brokers.
• Proactively chase brokers for outstanding requirements.
• Ensure all underwriting is in line with company policy and within regulation.
• Ensure that all cases are underwritten within the groups risk appetite.
• Build good relationships with 3rd party suppliers including brokers and solicitors to assist in the smooth flow of business.
• Maintaining a pipeline of cases, overseeing cases from inception through to completion.
• Maintain broker relationships that are integral to the growth for WOSL.
• All work is to be carried out in accordance with the companies polices and procedures.

Skills:

• Ability to work as part of a team.
• Pass internal competency tests post induction.
• High attention to detail
• Good written and verbal communication skills
• An understanding of FCA regulations
• Experience in underwriting 1sr and/or 2nd charge mortgage applications.