We have an exciting opportunity for an Underwriter to join our vibrant and busy Motor Trade team based in Croydon.  This role would suit someone with Motor Trade and Commercial underwriting experience dealing with renewals, existing or new business.We pride ourselves on adopting a trading culture to win and retain business and have a track record of impressive underwriting results. You will be comfortable liaising with insurers and colleagues, dealing with various enquiries that may include understanding & assessing risks and reviewing quotations whilst ensuring adherence to underwriting guidelines under Delegated Authority schemes and disciplines. You will have good administration and communication skills with the ability to develop business relationships. You will have obtained Cert CII qualification or wish to work towards this.Working as part of a team is integral to our environment with established opportunities for mentoring and buddying to help develop knowledge and experience under our Delegated Authority schemes.  As the business continues to grow, there will be many opportunities to get involved in other exciting projects, expanding your skills along the way, and giving you the ability to grow within your role.Location: Based in Croydon, Surrey (CR0 6SR) our office is located next to East Croydon train station and is accessible by bus, car or train although some flexible working can be considered. Responsibilities: 

• You will be dealing with renewals and mid-term adjustments in line with agreed delegated underwriting authority guidelines, 
• You will underwrite / generate renewal terms ensuring they are presented to account executives in a timely manner whilst achieving the necessary rate increases that insurers require, 
• You will deal with account executive and colleagues queries by phone and emails within agreed authority limits,
• You will approach insurers with referrals on scenarios that are outside of our Delegated Authority in terms of pricing, coverage and policy conditions,
• You will be required to be organised with your work allocation and prioritise where necessary whilst regularly reporting to the underwriting team leader, 
• You will adhere to compliance and regulatory procedures,

Experience:

• You will have previous general insurance underwriting experience (ideally including motor trade and commercial) with a good working knowledge of all classes of business,
• You will be either working towards or qualified Cert CII,
• You will have experience of working within a regulated FCA environment (essential),
• You will be able to understand and implement ‘best practice’ in customer service, compliance systems and processes, and financial management,
• You will have good experience using bespoke systems and MS Office Suit, including Acturis / SSP,
• You will have a high level of accuracy and attention to detail, coupled with excellent time management,
• You will be able to work under pressure, adapt and be flexible in approach,
• You will have excellent communication skills which includes verbal, written, listening and negotiation, having the ability to communicate at all levels,

Further information As well as a competitive salary we offer the following benefits -

• Competitive holiday allowance with the annual option to buy additional days 
• Death in Service benefit of x4 salary
• Company pension scheme
• Enhanced maternity and paternity leave packages
• A flexible benefits package which allows you to add additional benefits to your overall package
• Our benefits portal offers discounts on technology & electronics, cinemas, restaurants, days out, mortgage advice, travel and many more
• Referral schemes 
• Discounted rates on PIB products
• We offer a first-class employee benefits and welfare package to support our employees with financial management, cycle to work scheme, counselling support, health screening, will writing, menopause support, books, stopping smoking and much more
• If supporting the local community, engaging with charities and having the opportunity to ‘give something back’ interests you, you have the opportunity to take an extra day to support this with a Volunteering day.
• We also offer a wide range of discounts including a kids pass – giving you discount to over 4500 attractions and activities, discounts at hairdressers and beauticians, climate change projects with lots of other options to choose
• PIB has a comprehensive learning & development framework, including professional study options and apprenticeships which are available to all employees, and which will support your career development
• Being a part of our PIB Community Trust, we support fundraising where you can apply for grants from PIB Group towards your chosen charity
• PIB Group are committed to improving their environmental impact in a responsible way. From the individual actions that our colleagues take every day through to installing the right facilities across our premises, there are many measures in place to help reduce PIB’s carbon footprint.

We are proud of our success and growth and have been recognised for many industry awards across our business.  If you wish to work for a company that truly puts people at the heart of their organisation, then we would love to hear from you.  PIB operates a flexible working policy, and our management teams will talk to you about how that would meet both your flexible working needs and those of the business and role you are applying for. We would love to hear from you if you want to hear more about opportunities in PIB. We are an equal opportunities employer, committed to hiring a diverse and inclusive workforce. We do not discriminate on the basis of race, colour, gender, religion, disability, age, sexual orientation or any other characteristic protected by law.Your application will be treated in the strictest confidence.REF-#removed#