2nd Charge Mortgage Underwriter

Location: Watford

Salary: Up to £40,000 + Private Medical & Dental care + Pension Plan + Many more

Role Responsibilities: The overall responsibility of the role is to take ownership of allocated cases from inception to completion.

* Enter and update borrower data in fusion lending platform.

* Ensure all aspects of the loans are recorded accurately on fusion and meet underwriting guidelines.

* Carry out an assessment of the mortgage application to ensure all aspects of our underwriting criteria are met.

* Provide concise and accurate updates to brokers.

* Proactively chase brokers for outstanding requirements.

* Ensure all underwriting is in line with company policy and within regulation.

* Ensure that all cases are underwritten within the groups risk appetite.

* Build good relationships with 3rd party suppliers including brokers and solicitors to assist in the smooth flow of business.

* Maintaining a pipeline of cases, overseeing cases from inception through to completion.

* Maintain broker relationships that are integral to the growth for WOSL.

* All work is to be carried out in accordance with the companies polices and procedures.

Skills:

* Ability to work as part of a team.

* Pass internal competency tests post induction.

* High attention to detail

* Good written and verbal communication skills

* An understanding of FCA regulations

* Experience in underwriting 1sr and/or 2nd charge mortgage applications