Buy To Let Underwriter - Senior
Location: Watford
Role Responsibilities: The overall responsibility is to underwrite BTL loan applications in accordance with the firms' lending criteria, policies, and procedures.
* Underwriting and assessing loan documentation, including valuation reports, and requesting additional information from brokers where required, highlighting any concerns.
* Carrying out checks on the applicants and properties and assessing their suitability for the loan applied for
* Proactively manage a pipeline of mortgage applications which will include chasing outstanding information from third parties and providing timely updates to introducers which will help ensure service excellence is maintained.
* Recommending and referring cases to credit committee where credit committee approval required.
* Liasing with introducers, valuers, and solicitors.
* Over seeing cases from inception through to completion.
Skills:
* Pass internal competency tests post induction.
* Attention to detail.
* Ability to work as part of a team.
* Good written and verbal communication skills
* Strong understanding of FCA requirements and regulations
* Experience underwriting mortgage applications