2nd Charge Mortgage Underwriter - Senior
Location: Watford
Role Responsibilities: The overall responsibility of the role is to take ownership of allocated cases from inception to completion.
* Enter and update borrower data in fusion lending platform.
* Ensure all aspects of the loans are recorded accurately on fusion and meet underwriting guidelines.
* Carry out an assessment of the mortgage application to ensure all aspects of our underwriting criteria are met.
* Provide concise and accurate updates to brokers.
* Proactively chase brokers for outstanding requirements.
* Ensure all underwriting is in line with company policy and within regulation.
* Ensure that all cases are underwritten within the groups risk appetite.
* Build good relationships with 3rd party suppliers including brokers and solicitors to assist in the smooth flow of business.
* Maintaining a pipeline of cases, overseeing cases from inception through to completion.
* Maintain broker relationships that are integral to the growth for WOSL.
* All work is to be carried out in accordance with the companies polices and procedures.
Skills:
* Ability to work as part of a team.
* Pass internal competency tests post induction.
* High attention to detail
* Good written and verbal communication skills
* An understanding of FCA regulations
* Experience in underwriting 1sr and/or 2nd charge mortgage applications