Our client, a leading provider of Financial Services to businesses requires a Credit Risk Analyst to join their Asset Based Lending team in London

The successful candidate will be responsible for drafting and presenting both Invoice Finance & Asset Based Lending credit proposals to Credit Committee whilst complying with credit policy guidelines and processes.

The opportunity would suit someone who is either operating within a similar field within ABL or someone working within another area of ABL such as Sales, Portfolio Management and/or Audit & Survey who would like to challenge themselves in a credit based environment.

Key responsibilities:

• Drive continuous improvement activity, challenging processes and procedures to ensure optimal efficiency and effectiveness, whilst be aligned with business delivery.
• Responsible for making an independent assessment of the risk preposition presented, and to carefully weigh up interests and responsibly maintain and build up the credit portfolio, with a view to optimising the lending process.
• Also, for overseeing credit risks and analysing, assessing and authorising loan proposals, as well as advising Relationship Managers on lending-related issues and coordinating lending process activities, all within the formulated credit policy.
• Analyse and interpret financial documentation.

Key Skills:

• Asset Based lending industry knowledge.
• In-depth working knowledge of RiskFactor.
• Highly numerate with a good understanding of credit risk methodologies, with experience of credit risk and portfolio analysis.
• Good knowledge of credit risk policies and, processes and controls
• Excellent written and presentational skills.

The successful candidate will be rewarded with a salary up to £75k p/a + bonus + a range of additional benefits.