Company: HARNHAM - DATA & ANALYTICS RECRUITMENT
Job Type: Permanent, FullTime
Salary: £100,000 - £160,000 per annum
DIRECTOR OF CREDIT RISK
SALARY UP TO £160,000
LONDON, HYBRID WORKING (3 DAYS A WEEK IN OFFICE)
Apply for the chance to work within an exciting fintech, working on a blend of credit risk scoring, decision work, and commercial analytics. This is a high-impact leadership position, where you'll lead initiatives across credit risk management, developing and enhancing frameworks.
THE COMPANY
The business are an innovative fintech, providing a range of unsecured lending solutions to a wide range of consumers. The team is full of highly-talented, collaborative individuals who foster a fast-paced and collaborative work environment.
THE ROLE
- Managing and owning credit risk models, using ML techniques to enhance development and effectiveness
- Leading the design and implementation of credit risk strategies, including responsible lending frameworks and portfolio analytics
- Managing a team of 10 people and reporting into the Chief Risk Officer
- Providing strategic foresight and thought leadership on advances in credit risk assessments, new industry trends, and risks and opportunities for data-driven growth
- Working with a range of teams across the business to ensure robust risk management, including marketing, pricing, operations, and engineering
YOUR SKILLS AND EXPERIENCE
- 1ST Line credit risk experience is required
- Unsecured consumer lending experience is required - ideally with a fintech
- Proficiency in SQL is required - Python is desirable
- Experience owning a credit risk function
- Experience developing decision models (scorecards)
THE BENEFITS
- Competitive salary of up to £160,000
- Hybrid working policy (3 days a week in office)
- 25 days holiday entitlement
- Private Healthcare
- Pension scheme
HOW TO APPLY
Please register your interest via the apply link on this page, or send your CV directly