Mortgage Underwriter - Residential Mortgages / BTL / 1st Charge / 2nd Charge

Watford

Up £45,000 + Bonuses + Many Benefits below

• Full-time office-based role Monday-Friday 9am-5.30pm
• Full range of benefits including pension, private healthcare, annual leave purchase scheme, season ticket loan, and more
• Must have Residential Mortgage underwriting / BTL / 1st Charge OR 2nd Charge experience
• Excellent career growth

Working within a well-established and expanding team environment, you will be underwriting and approving a pipeline of mortgage and loan cases from application to completion.Duties for the Residential Mortgage / BTL / 1st Charge / 2nd Charge Role include:

• Underwriting cases and considering the customer needs
• Assessing loan documentation, requesting additional information and chasing information from third parties
• Carrying out checks and assessing loan suitability
• Managing a pipeline of mortgage applications
• Working within company risk appetite, policy and criteria
• Liaising with a variety of third parties including solicitors and valuers
• Overseeing cases through to offer and completion
• Adhering to internal underwriting policy and regulatory requirements including FCA. Money Laundering, Data Protection

If you have experience of underwriting within Residential Mortgages / BTL / 1st Charge / 2nd Charge Roleand are looking for the next step in your career, call us or apply today.There is excellent progression available in the future, being able to gain higher mandates, as well as developing within the team and company. In addition to this, you will be joining a team orientated culture which is extremely supportive.