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Date Added: Wed 25/12/2024

Senior Loan Portfolio Manager

London, SE1, UK
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Company: MARKET FINANCIAL SOLUTIONS

Job Type: Permanent, Full Time

Salary: £60000 - £90000/annum

Market Financial Solutions (MFS) is a leading independent bridging finance provider based in the United Kingdom. With a strong presence in the market, we specialise in offering fast and flexible bridging loans and buy-to-let mortgages to our valued intermediaries and clients.

Role Purpose:

The Senior Loan Portfolio Manager will be responsible for overseeing the loan origination and portfolio management processes, ensuring the efficient and profitable operation of our lending activities. This position requires a deep understanding of lending principles, strong leadership skills, and the ability to make sound credit decisions. The successful candidate will play a pivotal role in driving the growth and success of our lending business.

Key Responsibilities:

* Evaluate the creditworthiness of borrowers, analyzing financial statements, credit reports, and other relevant information.

* Oversee the management and administration of the loan portfolio, ensuring compliance with internal policies and regulatory requirements

* Monitor loan performance, review portfolio quality, and develop strategies to minimize credit risk.

* Conduct periodic portfolio reviews and make recommendations for portfolio adjustments as necessary.

* Provide leadership and guidance to the loan origination and portfolio management teams

* Foster a positive and collaborative team environment, promoting continuous learning and professional development.

* Participate in recruitment and selection processes to build a high-performing team

* Cultivate and maintain relationships with borrowers, ensuring excellent customer service and addressing their financing needs.

* Collaborate with internal stakeholders, such as credit analysts, legal, and compliance teams, to facilitate efficient loan processing and closing.

* Engage with external stakeholders, such as regulators and auditors, as required.

Role Requirements:

* Proven experience in loan origination, credit analysis, and portfolio management, Loan Servicing.

* Strong knowledge of lending principles, credit analysis techniques, and regulatory requirements.

* Excellent analytical and problem-solving skills, with the ability to assess complex credit situations and make informed decisions.

* Demonstrated leadership abilities, with experience in managing and developing a team.

* Solid understanding of financial statements, cash flow analysis, and risk assessment.

* Proficient in using loan management software and MS Office Suite.

Why Work for us?

* Commission Scheme paid bi-annually

* Be Part of a Dynamic and Growing Company

* Annual salary review & regular appraisals

* Bonuses and Incentives

* Enhanced Maternity and Paternity Leave Package

* Exclusive Employee Discounts at Leading Retailers (covering groceries, technology, and holidays)

* Ongoing Staff Training and Development Opportunities

* Private Medical Health Care with Vitality

* Life Insurance Coverage

* Additional Day Off to Celebrate Your Birthday

* Engaging Work Networking and Team Building Event

Next Steps:

Ready for an exciting career move? Hit 'apply' to express your interest, and if your CV aligns with our requirements, expect a call from one of our team soon to discuss this fantastic opportunity further. Please note, this role is a full-time office based position, based in central London
Apply Now