An exciting opportunity for an experienced Mortgage Underwriter to join a leading Mortgage specialist located in Maidstone.

Reporting into the Head of Underwriting you will be joining a driven, committed team sharing exciting opportunities for continued career progression, training and support.

Within this role you will use your underwriting experience (1 year +) to ensure applications are assessed accurately inline with lending compliance and procedures , ensuring full compliance, minimising risk, managing your own pipeline effectively & efficiently to provide the right outcome for each Application.

This is a full-time, office-based position - 4 days in the office and 1 day working from home after probation period.

Role Responsibilities:

* Underwrite Mortgage Applications to high standards, ensuring Lending Criteria is adhered to.

* Monitor CAIS/Credit data for all individual/company Applications.

* Assess Portfolio Landlords ensuring compliant with current regulations and guidelines.

* Effectively, and proactively, manage your own pipeline.

* Take ownership of at times more complicated cases and queries.

* Plan and prioritise allocated workloads against agreed service standards.

* Assess Applications within a prescribed Mandate level and presenting Applications to higher Mandate holders/Credit Committee when applicable.

* Build and maintain effective relationships with colleagues across the business.

Ideally you will bring with you:

* A minimum of 1 years underwriting experience

* A strong understanding of the Mortgage process and a strong knowledge of the Mortgage market.

* Proactive in assessing Applications and communicating with clients and also internally within the business, seeking to exceed customer expectations.

* Supports colleagues with a positive approach, seeking the best outcome.

* Strong analytical skills and logical approach to problem solving, with high attention to detail.

* Strong teamwork, communication, and collaborative skills.

Benefits include:

* 25 days holiday plus bank holidays

* Private Health

* Generous Pension contributions

* Death in service benefit

* Supported training and development.

* Free parking

Please apply/get in touch to hear more!

INDCP